Do you want to borrow money urgently without BKR testing? What are your options then?? For example, can you take out a mini loan?
Do banks provide a loan without BKR assessment?
This is the answer; No, they don’t do this. Certainly after the credit crisis, banks are very careful when providing loans.
On the one hand because they naturally do not want to run the risk that loans are not repaid. But on the other hand they are also very careful about their image. Banks generally do not have a good image, which is reinforced by the credit crisis.
Granting irresponsible loans to private individuals, which is causing them even more trouble, does not, of course, help to improve the image. Borrowing money urgently without BKR testing is therefore not possible via a bank.
Where can I urgently borrow money without BKR testing?
This is really only possible with the providers of flash credit. These companies specialize in providing a loan quickly.
Their goal is that you have money in your account within 24 hours. However, the amount you want to borrow must not be too high. Moreover, the term of the loan that is provided does not exceed 62 days.
Two well-known providers of what is called a mini loan are Dapodle and Merratu. If you need money quickly and if it is also a small amount then you can borrow money quickly from these two credit providers. It is true that the amount that you can borrow from them is a maximum of 1500 euros. And this only when you are already an existing customer.
For new customers, a maximum of 400 euros is initially provided. Borrowing money urgently without BKR testing is therefore limited to relatively smaller amounts, such as 100 euros.
No BKR assessment
Because no BKR (Bureau for Credit Registration) testing is performed, you can also take out a loan with a negative BKR registration. Something that is practically impossible with a revolving credit or personal loan, for example.
Even when private money is gaining popularity , it is not possible to borrow money without a BKR check.
So you can borrow a maximum of 1500 euros without BKR testing. For higher amounts you cannot escape a BKR check. This is subject to fairly strict conditions.